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Click on the links below for information on the Wealth and Security's Programme for Individuals or here to view the benefits for Business. If would like us to call you to find out mor detail on this programme, please call us on 01273 407500 or email us on enquiries@herbertscott.co.uk. Q1: What is the Wealth & Security Programme? Q2: What happens when I join the Programme? Q3: Will you be on hand to help me? Q4: How much does it cost to join? Q5: What’s the difference between the Standard and Gold levels? Q6: Is the Wealth & Security Programme available to businesses? Q7: How are your services regulated? Q1: What is the Wealth & Security Programme? For many people, financial management can seem complex and time consuming – it can be difficult to know where to turn for help. Our Wealth & Security Programme is designed for people who want to take control of their financial future. It’s an ongoing, personal service that provides direction and purpose and helps you achieve your goals. Our philosophy is to treat everyone as individuals. We know people prefer solutions tailored for their own needs, rather than mass-market products. The ‘one size fits all’ approach offered by many banks and insurance companies is increasingly out of date. In contrast the Wealth & Security Programme is all about you. Q2: What happens when I join the Programme? Initially, we’ll sit down and discuss your financial aims and aspirations together. These may cover a wide variety of areas, including protection for your family, getting the most from your investments, planning for retirement or reducing your tax bill. Whatever your needs, our highly qualified advisers can give you expert guidance. Next, we’ll review all of your existing financial plans and schemes. We’ll collate this information into a straightforward, personal financial summary - so you’ll know exactly what you’ve got and what it’s worth. This lets us create a clear financial plan based on your specific circumstances and goals. There’s no sales pitch - just jargon-free, practical advice. In short, you’ll know where you’re
going and how to get there, using our step by step approach. Q3: Will you be on hand to help me? Yes. Once we’ve agreed your financial plan, we’ll be by your side to help make it happen. As a member of the Wealth & Security Programme, you’ll have your own Financial Manager who’ll always be just a phone call away. Your queries and problems will be handled by someone you know and trust. We will also deal with the letters, statements and other paperwork you receive from financial services companies. This will save you time and effort, while giving your Financial Manager a clear understanding of your changing financial picture. You’ll meet with your Financial Manager once a year to review your plan’s progress. This means that you’ll always stay on track. Q4: How much does it cost to join? The Wealth & Security Programme is available at a fixed annual fee. There’s no need to worry about hidden extras or hourly rates. The cost of the Programme will depend on which level of service you choose – Standard or Gold. The current membership subscriptions are: As you can see, by choosing the annual membership you effectively get a month for free, compared to paying by direct debit. As well as helping you plan for the future, the Wealth & Security Programme can also save you money now. By maximising the performance of your investments, while finding you lower premiums and improving your tax planning, we can make you immediately better off. Q5: What’s the difference between the Standard and Gold levels? The Gold level is designed for people with particularly complex financial affairs. Members who choose this service level have a review with their Financial Manager twice a year. If you choose this service level, we’ll also liaise with your other professional advisers, such as your Accountant, Solicitor or Stockbroker. This will save you time, keeps your overall costs down and help ensure that everyone is pulling in the same direction. Q6: Is the Wealth & Security Programme available to businesses? Yes. In addition to the Standard and Gold levels, we also offer a Bespoke Business Service for company directors. Q7: How are your services regulated? Herbert Scott Financial Management Limited provides the Wealth and Security Programme, manages client relationships and brings control, direction and purpose to your financial planning. For more information, please call 01273 407 500 Note: If regulated advice is required or, as a part of your overall financial planning, you choose to effect new financial plans such as protection policies, pension plans or investments, then this will be provided by Herbert Scott IFA Limited who are Independent Financial Advisers and who are authorised and regulated by the Financial Services Authority.
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