News

14th May 2018 - Tracey Payne

Annual Re-balancing of your Herbert Scott Proficient Portfolios

I just wanted to let our clients know that over the course of the next few days, you might receive contract notes, either electronically or by post, confirming various sales and purchases in your portfolios.  There is nothing to worry about – we have simply carried out our annual re-balancing exercise, to ensure the amount of risk in…

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16th April 2018 - Tracey Payne

Spoken Memoirs

Below is an article written by a Lewes based client of mine, Sarah Hitchings.  When we shared our latest annual review meeting, Sarah explained how she was continuing to progress her small business, Spoken Memoirs, for which she clearly has a heart-felt passion.  After listening to an explanation of Sarah’s work, I couldn’t help but think that this…

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28th March 2018 - Tracey Payne

Capital Gains Tax Audit 2017/2018

As our Capital Gains Tax Audit for the 2017/2018 Tax Year is now in full swing, we would like to remind our clients involved that there will be an increase in the amount of contract notes received from your Wrap provider due to the fund switches that have been processed. These will either be sent via e-delivery or…

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16th March 2018 - Jennie Snooks

School-leavers on the road to success at Herbert Scott…

We, at Herbert Scott have recently taken on our fourth apprentice after previous success from 3 of our current full-time employees. Sixteen-year-old Ellen Wood is hoping to follow in the footsteps of previous apprentices who have landed full-time positions within the company. In the ever-competitive jobs market, school and college leavers can find it very hard…

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28th February 2018 - Tracey Payne

Behind the scenes – The Herbert Scott Centralised Investment Philosophy

When we explain the philosophy behind our centralised investment proposition, you’d be forgiven for making the assumption that we don’t do a lot! After all, the words “stick with it”, “unexciting”, “low trading costs” and “passive” give the impression that there isn’t a hive of activity surrounding our process. And to some extent you would be…

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23rd February 2018 - Kevin Scott

Recent Market Volatility

After a period of relative calm in the markets we have observed in recent days an increase in volatility in the world’s stock markets which may have resulted in a feeling of anxiety for some investors. Whilst it may be difficult to remain calm during a substantial market decline, it is important to remember that volatility…

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9th February 2018 - Tracey Payne

Withdrawing income in retirement

Thirty years ago, securing an income in retirement was relatively simple; collect years of service in the company’s pension plan and retire on a defined percentage of your final salary.  Today, for most, the risk and financial burden of securing a retirement income has shifted from companies and governments to individuals.  Turning investment assets into a stable income…

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19th January 2018 - Bertrand Pole

5.8 million renters have no plan B if they were too ill to work

New research from Royal London, the UK’s largest mutual life insurer, reveals that 5.8 million working private renters do not have a plan B in place to cover their rent if they or someone in their household became too ill to earn an income for three months or longer.  Worryingly nearly half (48%) of these people have never…

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17th January 2018 - Jennie Snooks

Is Open Banking Going to Revolutionise the way Financial Data is used?

Your financial information, such as what you spend and where, and how often you go into debt is private. It is information only available to you and your bank. However, this has recently changed with the introduction of Open Banking. Customers of nine of the biggest UK banks have received letters and emails in recent weeks…

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10th January 2018 - Jodie Richards

Brighton Half Marathon

On Sunday 25th February 2018, I will be taking part in the Brighton Half Marathon for the second year in a row to raise money for Chestnut Tree House, Herbert Scott’s charity of the year. Chestnut Tree House is a children’s hospice covering East and West Sussex and South East Hampshire.  They care for 300 children and young…

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